Privacy Policy
B SMART HEALTH SOLUTIONS, LLC
Effective Date: July 31, 2026
Last Updated: July 31, 2026
1. Introduction
B SMART HEALTH SOLUTIONS, LLC ("Company," "we," "us," or "our") is committed to protecting the privacy and security of personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard personal data, including cell phone numbers and other contact information, in connection with our health benefit services, customer communication, and service outreach activities.
By providing your personal information to us, enrolling in or utilizing our services, or communicating with us, you acknowledge that you have read, understood, and agree to the practices described in this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not provide personal information or use our services.
IMPORTANT NOTICE: This Privacy Policy is intended as a general template. It does not constitute legal advice. Organizations should consult qualified legal counsel to ensure compliance with applicable federal, state, and local laws, including but not limited to the Health Insurance Portability and Accountability Act (HIPAA), the Telephone Consumer Protection Act (TCPA), the California Consumer Privacy Act (CCPA)/California Privacy Rights Act (CPRA), and other relevant privacy and consumer protection statutes.
2. Scope Of This Policy
This Privacy Policy applies to:
- Personal information collected through our websites, mobile applications, enrollment forms, customer service channels, and other online or offline means;
Cell phone numbers and other contact data used for customer communication, appointment reminders, benefit notifications, service outreach, and related health benefit services;
Information collected from or about individuals who inquire about, enroll in, or receive health benefit-related services from the Company; and
Communications sent via telephone, text message (SMS/MMS), email, or other electronic means in connection with our services.
3. Information We Collect
3.1 Personal Information
We may collect the following categories of personal information:
Contact Information: Full name, mailing address, email address, and telephone numbers (including cell phone numbers).
Demographic Information: Date of birth, gender, and other relevant demographic details as needed for benefit eligibility or service delivery.
Health Benefit-Related Information: Information related to health plan enrollment, benefit utilization, eligibility determinations, and service preferences, which may include protected health information (PHI) subject to HIPAA when applicable.
Communication Preferences: Preferred methods and times of contact, opt-in/opt-out status for text messages, calls, and emails.
Device and Technical Information: IP address, browser type, device identifiers, and usage data when you interact with our digital platforms.
Other Information: Any other information you voluntarily provide to us in connection with inquiries, feedback, or service requests.
3.2 How We Collect Information
We collect personal information through:
Direct submissions via enrollment forms, websites, applications, or customer service interactions;
Communications you initiate or receive from us (calls, texts, emails);
Third-party sources such as employers, plan sponsors, brokers, or service partners, where authorized;
Automated technologies (cookies, pixels, analytics tools) when you visit our websites or use our applications.
4. How We Use Your Information
We use personal information, including cell phone numbers and other contact data, for the following purposes:
Service Delivery: To provide, administer, and support health benefit services, including enrollment, eligibility verification, claims-related assistance, and member support.
Customer Communication & Outreach: To contact you via telephone, text message (SMS/MMS), email, or other channels regarding benefit information, appointment reminders, service updates, wellness programs, educational materials, and other service-related communications.
Consent-Based Marketing & Informational Messages: Where you have provided prior express written consent (as required under the TCPA and applicable laws), to send promotional or informational messages about our services and related offerings.
Operational & Administrative Purposes: To manage our relationship with you, respond to inquiries, process requests, maintain records, and improve our services.
Legal & Compliance: To comply with applicable laws, regulations, legal processes, and governmental requests; to enforce our agreements; and to protect the rights, property, or safety of the Company, our users, or others.
Analytics & Improvement: To analyze usage patterns, measure effectiveness of communications, and enhance our products, services, and user experience.
5. Consent for Telephone and Text Communications
By providing your cell phone number to B SMART HEALTH SOLUTIONS, LLC, you expressly consent to receive calls and text messages (SMS/MMS) from or on behalf of the Company for purposes related to health benefit services, customer communication, service outreach, appointment reminders, benefit notifications, and other service-related messages. Message and data rates may apply. Message frequency varies.
Where required by the Telephone Consumer Protection Act (TCPA) or other applicable law, we will obtain your prior express written consent before sending marketing or promotional text messages or placing autodialed/prerecorded marketing calls.
Opt-Out / Unsubscribe: You may opt out of text messages at any time by replying "STOP" to any message you receive from us. You may also contact us using the information in Section 14 to request removal from our calling or texting lists. Opting out of text or call communications will not affect your ability to receive services, though it may limit certain service-related notifications.
We honor do-not-call requests and maintain internal suppression lists in accordance with applicable law.
6. How We Share Your Information
We do not sell your personal information. We may share personal information in the following circumstances:
Service Providers & Business Associates: With third-party vendors, contractors, and business associates who perform services on our behalf (e.g., communication platforms, data processors, IT support, claims administrators), subject to contractual obligations to protect the information.
Plan Sponsors & Partners: With employers, group plan sponsors, brokers, or other authorized partners as necessary to administer health benefits or as directed by you.
Legal Requirements: When required by law, regulation, legal process, or governmental request, or to protect our rights, safety, or property.
Business Transfers: In connection with a merger, acquisition, reorganization, or sale of assets, in which case the successor entity would be bound by this Privacy Policy or a substantially similar policy.
With Your Consent: When you direct us or otherwise consent to the disclosure.
7. Protected Health Information and HIPAA
8. Data Security
9. Data Retention
10. Your Privacy Rights
Depending on your jurisdiction of residence, you may have certain rights regarding your personal information, which may include:
Right to Access: Request confirmation of whether we process your personal information and obtain a copy of such information.
Right to Correction: Request correction of inaccurate or incomplete personal information.
Right to Deletion: Request deletion of personal information, subject to certain exceptions (e.g., legal retention requirements).
Right to Opt-Out of Sale/Sharing: Where applicable (e.g., under CCPA/CPRA), opt out of the "sale" or "sharing" of personal information. We do not sell personal information.
Right to Limit Use of Sensitive Personal Information: Where applicable, request limitation on the use of sensitive personal information.
Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights.
TCPA / Communication Preferences: Opt out of text messages and certain calls as described in Section 5.
To exercise any of these rights, please contact us using the information provided in Section 14. We may need to verify your identity before processing your request. Authorized agents may submit requests on your behalf where permitted by law, subject to verification requirements.
11. Children's Privacy
12. Cookies and Tracking Technologies
13. Changes to This Privacy Policy
14. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy, our data practices, or your personal information, please contact us at:
B SMART HEALTH SOLUTIONS, LLC
Attn: Privacy Officer / Compliance
2401 W Main St Suite 108, Battle Ground WA, 98604
Email: solutions@benefit-smart.com (or designated privacy email)
Phone: 360.687.2288
We will respond to your inquiry in accordance with applicable law.
15. Governing Law
16. Additional Terms and Conditions
16.1 No Warrenty
16.2 Third-Party Links and Services
16.3 International Users
16.4 Severability
16.5 Entire Agreement
16.6 Assignment
17. Acknowledgement
© 2026 B SMART HEALTH SOLUTIONS, LLC. All Rights Reserved.
This document is a general template and does not constitute legal advice.
Please consult qualified legal counsel for compliance with all applicable laws.
