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  • Cancer Shouldn't Mean Financial Toxicity

    Founded in 2020, we work within each client’s existing health benefits ecosystem to identify high cost risks and deliver validated, site of care solutions that can reduce treatment costs by 30%–70%.

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    How It Works

THE PROBLEM

The current approach to cancer care isn't working

Skyrocketing treatment costs, misaligned incentives, and a system that profits from complexity and employees exposed. 

The Cost of Modern Treatments
  • Cancer/Immunotherapies: ~$1M annually
  • CAR-T therapy: $1.5M - $2M 
  • Immunotherapy, CRISPR, robotic surgery all come at enormous price tags
  • Costs flow downstream to employers via double-digit renewal increases
Why the System Won't Fix Itself
  • Health systems profit from where care is delivered
  • Fiduciary duty is to the network - not the patient
  • Employers lack the data to push back against the standard carrier networks
  • Perceived complexity keeps decision-makers stuck in the same cycle

FINANCIAL TOXICITY


Average out-of-pocket costs hit $10,150 for individuals and $20,300 for families - yet 40% of employees can't afford a $400 unexpected expense. Medical bankruptcy is common.

THE HUMAN COST


50% of cancer patients are afraid to tell their employer about their diagnosis. Financial stress hinders recovery, increases recurrence risk, and leads employees to delay or avoid necessary care entirely.

THE PARADOX


Employers say they're socially conscious and employee-first, but the current cancer care models put devastating financial burdens on the very families they want to protect. 

HOW IT WORKS

What "patient-first" actually looks like

Most patient have no idea they have options. benefitSMART changes that by coming along side to provide support, education and empowerment.

Traditional Care

Diagnosis & Referral

Patient receives diagnosis and is automatically referred within the network

Network Infusion Center

Treatment begins at the default high-cost facility - no alternatives presented

Bills Arrive

Patient faces massive out-of-pocket costs; employer absorbs inflated claims

Higher cost to member
Financial toxicity for employee

benefitSMART

Diagnosis & Referral

Patient receives diagnosis and begins care - benefitSMART is notified

Outreach & Education

Advocate contacts patient with empathy, explains options, and presents a high-quality lower-cost alternative

Informed Choice

Patient chooses where to receive care - with full support and $0 out-of-pocket at benefitSMART partner facility

30-70% savings for employer
$0 cost for employee

REAL RESULTS

Proven savings. Real patients.

These aren't projections - they're actual outcomes from employers who chose a smarter approach to cancer care

Princeton, IL

Primary Humoral Immunodeficiency

Savings per infusion

$46,737.09

Total savings

$607,582

Michigan City, IN

Colorectal Cancer

Savings per infusion

$38,121.38

Total savings

$648,063

King City, CA

Renal Cancer

Savings per infusion

$20,661.53

Total annual savings

$351,237

IMPLEMENTATION

Simple to start. Nothing to lose. 

There's no reason to wait. benefitSMART is designed to layer on top of your existing benefits without disruption. 

No Cost to You

No sign-on fees, no percent of savings, and no PEPM

No Plan Switching

No need to change your existing plans or networks. benefitSMART coordinates with your current ecosystem

Implement at Any Time

benefitSMART can be bolted on mid-year; no need to wait for renewal

Full Coordination

The benefitSMART team handles implementation and ongoing case management

TESTIMONIALS

Real patients. Real stories.

GET STARTED

Find out what benefitSMART could save your organization

Meet with our team to model costs and determine if you're a good candidate. No commitment required.

Get a Quote for an Individual Case
Request an Estimated Impact Report

solutions@benefit-smart.com    |    360-369-0011    |    benefit-smart.com

Meet the benefitSMART team

Pete Scruggs - Founder/CEO
Gaylene Hanson - COO
Jake Pierce - National Director
Chris Cannon - Director of Operations
Sally Butts - Director of Client Services
Tiana Scruggs - Director Claims/Billing
Brad Hawkins - Account Executive
Joy Hammar - Patient Advocate
Taylor Scruggs - Claims Specialist
Angelina Kubena - Reports Specialist